/* Stanley Bankruptcy Law, content pages: Types, FAQ, About, Contact, Blog */ const CB = window.StanleyBankruptcyLawDesignSystem_1e6713; function PageHead({ eyebrow, title, intro }) { return (
{eyebrow}

{title}

{intro &&

{intro}

}
); } /* ===================== BANKRUPTCY TYPES ===================== */ function TypesPage({ navigate }) { const { Button, Badge, Card } = CB; const chapters = [ { tag: 'Chapter 7', sub: 'Getting a fresh start', icon: 'sunrise', accent: 'var(--brand)', paras: [ 'Chapter 7 is often referred to as "straight" or "liquidation" bankruptcy. It\'s designed to give people relatively quick relief by wiping out most unsecured debts, such as credit cards, medical bills, and personal loans. In many cases, the entire process is completed in just a few months from filing to discharge without you having to even go to court.', 'While the term "liquidation" can sound intimidating, in reality it\'s not so scary. Most individuals who file Chapter 7 are able to keep all their property, like a home, car, and personal belongings, using available exemptions.'], who: 'Chapter 7 is typically best for individuals who:', points: [ 'Do not have enough assets or disposable income to repay their debts.', 'Need immediate relief from aggressive creditor phone calls and harassment.', 'Pass the "means test," which compares your income and expenses to the median in Kentucky.', 'Are looking for a clean slate to rebuild their credit.'] }, { tag: 'Chapter 13', sub: 'Reorganize, renegotiate & repay', icon: 'calendar-range', accent: 'var(--gold-700)', paras: [ 'Chapter 13 is a reorganization bankruptcy that allows you to pay all or a portion of your debts through a court-approved repayment plan. Instead of eliminating debts in a few months, you make a single monthly payment based on your income, expenses, and what you owe, generally over a three-to-five year period.', 'This option is highly effective for people who have fallen behind on secured debts like a mortgage or car loan. The bankruptcy can stop a foreclosure or repossession, and give you time to catch up while keeping your home or car. At the end of the plan, any unpaid qualifying unsecured debt is typically discharged.'], who: 'Chapter 13 is often the right choice for individuals who:', points: [ 'Have a steady, reliable income.', 'Are facing foreclosure and want to save their home.', 'Need to stop vehicle repossession, keep the vehicle, and catch up on missed payments.', 'Have non-exempt property you want to protect from liquidation.', 'Want a plan to repay their debts over time with one affordable monthly payment.'] }]; return (
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)}

Unsure which chapter is right for you?

Schedule your free, no-obligation consultation today to discuss your financial options with an experienced bankruptcy attorney in Eastern Kentucky.

); } /* ===================== FAQ ===================== */ function FaqItem({ q, a, open, onClick }) { return (

{a}

); } function FaqPage({ navigate }) { const { Callout } = CB; const [open, setOpen] = React.useState(0); const faqs = [ { q: 'Will I lose my house or my car if I file?', a: 'In most cases, no. Exemptions are designed to let people keep essential property. Most Chapter 7 filers keep their home, vehicle, and personal belongings, and Chapter 13 is specifically built to help you catch up on a mortgage or car loan and keep them.' }, { q: 'How much does it cost to file bankruptcy?', a: 'You can begin your Chapter 7 with $0 down. We\'ll walk you through the court filing fee and our straightforward fee structure during your free consultation, so there are no surprises, just honest, clear numbers.' }, { q: 'Can bankruptcy stop creditor calls and harassment?', a: 'Yes. The moment your case is filed, an "automatic stay" goes into effect that legally stops most collection calls, lawsuits, wage garnishments, foreclosures, and repossessions while your case moves forward.' }, { q: 'What\'s the difference between Chapter 7 and Chapter 13?', a: 'Chapter 7 wipes out most unsecured debts in a few months. Chapter 13 reorganizes your debts into one affordable monthly payment over three to five years. This is ideal if you\'re behind on a mortgage or car and want to keep them. We\'ll help you choose the right path.' }, { q: 'Which debts can be discharged?', a: 'Bankruptcy can eliminate most unsecured debts, credit cards, medical bills, and personal loans. Some debts, like most student loans (unless you qualify for student loan discharge), recent taxes, and child support, generally cannot be discharged. We\'ll review your specific debts together. If you\'re interested in discharging your student loans, please let us know so we can give you our honest evaluation.' }, { q: 'Will bankruptcy ruin my credit forever?', a: 'No. For many people already behind on payments, credit is already suffering. Bankruptcy gives you a clean slate to rebuild, many clients begin re-establishing healthy credit within a year of their discharge.' }, { q: 'How soon should I talk to an attorney?', a: 'The sooner the better, especially if you\'re facing a foreclosure sale, repossession, or wage garnishment, where timing matters. Your consultation is free and carries no obligation.' }]; return (
{faqs.map((f, i) => setOpen(open === i ? -1 : i)} />)}
}> This page is for general educational purposes and is not legal advice. Every situation is different, schedule a free consult to discuss yours.
); } /* ===================== ABOUT ===================== */ function AboutPage({ navigate }) { const { Button, Badge, Card } = CB; const creds = [ { icon: 'gavel', t: 'U.S. Bankruptcy Court Clerkship', d: 'Served as a Judicial Law Clerk at the U.S. Bankruptcy Court for the Eastern District of Kentucky, working directly with the court on complex issues and learning how judges make their decisions.' }, { icon: 'graduation-cap', t: 'JD + MBA, University of Kentucky', d: 'Combines legal skill with a practical, real-world understanding of finances to help clients find the best path forward.' }, { icon: 'shield-check', t: 'Office of the U.S. Trustee', d: 'Gained experience at the Department of Justice\'s Office of the U.S. Trustee, often described as the "watchdog" of the bankruptcy system.' }]; return (
Dalton Stanley Eastern Kentucky bankruptcy attorney} />
Dalton Stanley
Pikeville native Eastern KY
Local roots, real understanding

Facing financial challenges is overwhelming, but having a local attorney who understands the system makes a significant difference.

Dalton Stanley brings a unique perspective, having served as a Judicial Law Clerk at the U.S. Bankruptcy Court for the Eastern District of Kentucky. During this time, he worked directly with the court on complex issues. His job involved discussing bankruptcy issues with judges to help them decide which way to rule on specific issues. This helped him learn how judges make their decisions.

His experience extends well beyond the courtroom. Before opening his own practice, he spent a year working directly with clients to help them get bankruptcy relief, and gained additional experience at the Department of Justice's Office of the U.S. Trustee who oversees the integrity of the bankruptcy system.

Whether you're dealing with personal debt or business restructuring, Dalton uses his years of specialized training and local Kentucky experience to provide clear, compassionate, and effective guidance for your fresh start.

{creds.map((c) =>
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 )}
); } /* ===================== CONTACT ===================== */ function ContactPage() { const { Button, Card, Callout } = CB; const [sent, setSent] = React.useState(false); const fieldS = { width: '100%', padding: '12px 14px', fontFamily: 'var(--font-sans)', fontSize: '15px', color: 'var(--text-strong)', background: 'var(--surface)', border: '1.5px solid var(--border-strong)', borderRadius: 'var(--radius-md)', outline: 'none', boxSizing: 'border-box' }; const labelS = { display: 'block', fontFamily: 'var(--font-sans)', fontWeight: 600, fontSize: '13.5px', color: 'var(--text-strong)', marginBottom: '6px' }; const info = [ { icon: 'calendar-check', t: 'Free consultation', d: 'Book a no-obligation call at a time that works for you.', cta: 'Open scheduler' }, { icon: 'phone', t: 'Call or text', d: (276) 409-5541 · Send a text }, { icon: 'mail', t: 'Email', d: dalton@stanleybankruptcylaw.com }, { icon: 'map-pin', t: 'Office, By Appointment Only', d: '156 Ky Oil Village, Betsy Layne, KY 41605' }, { icon: 'scale', t: 'Licensed', d: 'Admitted to practice in the Commonwealth of Kentucky' }]; return (
{sent ?

Thank you, we'll be in touch.

We'll reach out shortly to schedule your free consultation. For the fastest response, you can also book directly on the calendar.

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